2018 Health Fund Extras

With 2018 very quickly drawing to a close, we wanted to talk about health fund extras and the very real fact that many private health insurance policies reset at the end of each year, including your all-important ‘extras’.

Let’s talk basics of how most extras works

Although each health fund and policy can be very different, if you are paying for extras, it generally means additional healthcare services such as physiotherapy, massage or podiatry to name a few.

Generally speaking, it’s very common for your nominated health fund to have a limit each year on how much you can claim on each particular service. For example, your health fund may limit physiotherapy services to $800 per year. Even if you don’t use that $800 worth of physiotherapy services in that year, it may not roll over to the next year and it will just be $800 again next year. So really, you’ve lost out there if you’re not using the full amount.

How to make the most out of your extras during the silly season

During December, with everything happening from Christmas parties and socialising to Christmas shopping and finishing work and school for the year, the last thing on your mind is how much you have left of your health fund extras.

The best thing you can do is spare yourself 10-15 minutes, get out your paperwork or log-on online and get familiar with your policy. Speak to your insurer either by phone or online and find out where you’re up to with all of your extras and see if you have anything left for the rest of the year. You might even find out that you’re eligible for extras you didn’t even know about! Think of it as a Christmas surprise from you, to you.

I’ve still got extras left, what do I do now?

If you find that you do have some extras, congratulations! If you’ve been struggling with niggling injuries, pain and soreness that’s just not going away, now’s the time to get it checked out. Why not make the most of your health fund extras before they run out and at the same time, feel great for the busiest time of the year!

If you would like further information about our physiotherapy services and to make the most out of your extras for the remainder of 2018, please feel free to contact the clinic today by calling (02) 4721 7798 or by emailing info@progressiverehab.com.au. You can also book your appointment online by clicking here.

Suzanne graduated from Western Sydney University with a Bachelor of Health Science (Sports and Exercise Science) in 2015. She then went on to continue her studies at Macquarie University graduating from the Doctor of Physiotherapy post-graduate degree in June 2019.

Since graduating, Suzanne has worked in the local Penrith area in both private practice and Sports Physiotherapy. Suzanne has worked with sporting teams including Penrith District Netball Association, Mt Druitt Rangers (NPL), Penrith Valley Figure Skating Club, and local dance and cheer schools. 

Suzanne has a particular interest in working with artistic athletes including cheerleaders and dancers. She has a professional background in both cheer and dance and has previously worked as both a cheer coach and dance teacher. Suzanne’s previous experiences are an invaluable resource to her as a physiotherapist, as she has a thorough understanding of the level of physical fitness and skill acquisition that these athletes must have in order to be successful on stage and in competition.

Suzanne’s other areas of clinical interest reside in lower limb musculoskeletal injuries, spinal pathologies and women’s health.

Nathanial graduated as a physiotherapist in 2012 which saw him work in private practice and hospital settings gaining experience in all areas of physiotherapy including hand therapy, splinting/casting, pre/post-operative care, Men’s Health and general musculoskeletal, occupational and sports physiotherapy. Since then he has gone on to complete further studies in physiotherapy enabling him to be the only dual titled Musculoskeletal, Sports and Exercise Physiotherapist in Penrith.

Nathanial has a strong background in sports physiotherapy achieving accreditation with NSWIS as a service provider and working with many elite sports teams.

Nathanial has a particular interest in working with elite athletes, complex cases and in particular assessment and management of knee, hip and shoulder pain.

Andrea graduated from the Australian Catholic University completing her Bachelor of Exercise and Sports Science in 2018 and Master’s of Clinical Exercise Physiology in 2020. After graduating she attained accreditation with ESSA as an Exercise Physiologist.

During her studies she gained clinical experience in both hospital and private practice settings, working in the cardiac rehabilitation program, heart failure service and mental health unit at Nepean Hospital. And at the ACU Exercise and Lifestyle Clinic working with clients with neurological conditions, cancer and chronic musculoskeletal injuries.

Since graduating, Andrea enjoys working with a variety of clients. She has a particular interest in treating musculoskeletal injuries and neurological conditions, striving to help people increase their functional capacity to get them back to work, sport or the things they love doing.